Meet Darcy – Licensed Auto Loan Specialist

Bad Credit, No Credit, Bankruptcy? You Can Get an Auto Loan in BC

Darcy Greig - Langley Auto Loans

Darcy Greig

Hi, my name is Darcy and I am a Licensed automotive finance manager here in Langley, Surrey, BC. If you have found this site, it is most likely because you are worried that you may not qualify for a traditional car loan. Whether you have had a bankruptcy, a consumer proposal, or even missed some payments on your credit cards, we may still be able to get you approved on a fantastic vehicle.

I have spent years working with clients just like you and I understand that bad things happen to good people. As a signing authority for over a dozen finance sources, I will work between you and the lender just like a mortgage broker to get you the best rates, terms and conditions, and in turn help you reestablish your good credit.

You might be asking how? How does a car loan help me build up my credit? Well it’s actually very simple. When your new vehicle loan starts reporting to the credit bureau and you make your payments each month on time, your credit score will start to rise. Some clients try to raise their scores by using a credit card, but because the limit on a credit card is significantly lower than the amount of a new car loan, the credit builds slowly.

In other words if you have a car loan reporting for $20k vs. a credit card for $500, the $20k will build your credit much more quickly and to a higher level. I would still recommend you apply for a credit card so that you will be establishing both revolving credit and installment credit while your poor credit is falling away. Because it does take 7 years for bankruptcies and other issues to come off your credit bureau, the sooner you get some strong credit reporting, the better. Just waiting doesn’t do anything. At some point you will have to bite the bullet to get your credit reestablished. So the sooner, the better.

For more information, please read our frequently asked questions and then either give me a call or, to save time, go directly to our credit application. I promise you that your information will be used for only the purpose of getting you approved and because I am licensed with the motor dealer council, I will follow all laws in regards to storing and using your information.

I sincerely appreciate your trust and look forward to the opportunity to work with you to get you back on the road to your good credit!

Credit Rebuilding Program in Vancouver area, BC, Canada

Auto Loans Service

Professional & Licensed

  • Bankruptcy
  • Bad Credit
  • No Credit
  • Good Credit
  • Divorce
  • Repossession
  • No Money Down
  • and more…

Many Applications Have Been Approved!

New & Used Vehicles

Large Inventory

  • Cars
  • Trucks
  • S.U.V.’s
  • Minivans
  • Convertibles
  • Crossovers
  • Coupe
  • Hatchback

Start Rebuilding your Credit Today!

I Work With Many Financial Institutions

  • TD Canada Trust
  • Scotiabank
  • Royal Bank of Canada (RBC)
  • Rifco
  • Bank of Montreal (BMO)
  • General Bank of Canada
  • Envision Credit Union
  • Navigate Capital
  • Carfinco
  • Ally Bank
  • WS Leasing
  • VFC
  • and more…

 

Langley Auto Loans is here to help everyone in BC, Canada.

Cash Back On Approved Credit and $0 Down
Guaranteed Auto Loan Approval!

{ 31 comments… read them below or add one }

1 Sean O'Callaghan March 31, 2014 at 5:50 am

A big thank you to Kevin our finance guy and Steve our salesman outstanding work on both there parts very happy with the way we were treated by both of them highly recommend talking to both of them when buying a care thanks guys

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2 Kevin M March 13, 2014 at 12:01 pm

There are still good deals available on 2014 models

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3 Garo D. January 20, 2014 at 9:58 am

Darcy and Kevin

thank you and Kevin for all your help . you guys best of the best .

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4 Darcy Greig January 20, 2014 at 10:26 am

Thank you Garo! Good luck and see you next year!

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5 Sheri January 14, 2014 at 2:19 pm

Langley Chrysler rocks!!!

Thank you so much for all your help getting me into my Dodge Journey! Darcy, you are truly amazing and a pro at your job. Thank you for exploring every finance option available to me and for explaining everything to me along the way. You made the entire experience easy and positive, I appreciate your help and patience with my situation :)

Thanks again!

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6 Darcy Greig January 20, 2014 at 10:27 am

Hi Sheri, you are so very welcome! I wish you and your family a fantastic year! Darcy

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7 Jacqueline January 6, 2014 at 11:52 am

Hi Darcy,

We just wanted to thank you and Kevin for all your help. You both really worked hard to help us get a new car. We really appreciate all your precious time and kindness at all the time. My girls wanted to go back to play with you guys.
All the very BEST for this 2014. Cheers!

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8 Darcy Greig January 20, 2014 at 10:28 am

Thank you Jacqueline! Your girls are so adorable! Hope you enjoy yor Journey as much as they enjoyed the bikes!
Darcy

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9 Karen Wilkins December 13, 2013 at 9:32 pm

Hi Darcy

I just want to thank you and Kevin for all your help with getting me and my girls into a new vehicle. You two are great people.

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10 Stephanie October 18, 2013 at 11:50 am

I recently came back to Canada after 3.5 years abroad. During that time I had let my credit take a plunge and have had to re-build everything from the bottom up. I didn’t think there was a chance that I would ever be approved for a new car loan. But Darcy made it happen! Within 4 days I was approved and driving away in my new 2012 Ford Focus! Darcy not only helped me with getting my new car, she also helped me make a game plan to help increase my credit within a year! She was absolutely wonderful and never made me feel like I should be ashamed for the state of my credit. I will definitely be back to see her for all my future auto loan needs and recommend her to anyone looking for any type of auto loan!

Thank you so much for everything Darcy! I love my new car!

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11 Darcy Greig October 18, 2013 at 11:59 am

Wow thank you Stephanie!!! I am so glad it worked out for you! Enjoy your new car its a beauty!!!!!! Darcy

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12 Rob October 16, 2013 at 10:18 am

Darcy,
You are a wonderful person and I want to say thanks so very much for your patients with me and my endeavors to find my perfect car.
When you think it can not be done Darcy can get you in the drivers seat.!

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13 John October 2, 2013 at 11:45 am

Good day

I finished a credit counseling program 10 monyjs ago. I have an unsrcured credit card with a $1000 limit. I am trying desperately to recreate a credit rating in good standing. I also need a new car. What are my next steps?

Many thanks in advance

John

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14 Darcy Greig October 2, 2013 at 12:50 pm

Hi John, I have some really great options for you!! Can you call me at 1-877-810-8649 to review?
Thanks
Darcy

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15 Dave September 24, 2013 at 7:58 pm

I am looking to finance a car and its proving rather challenging. I always assumed with all the auto adds on radio and TV (bad credit? no credit? bankruptcy? No problem!) that an auto loan should be easier to get than say a line of credit or a decent credit card. Not so at least with major banks like TD and CIBC.

I have had one credit card that I neglected paying for 4 months trash my credit to shreds. I was disputing some of the charges/fees on it and since I was paying everything else I thought it would be negligible or mildly bad. Big mistake. Credit has sank from 700 to 540 and now I cant find a decent loan anywhere.. I even paid the late credit card 2 payments worth $600 and after 20 days it still reads R5 rather than R2-R3. Called them and they say it takes 30 days while my car loan financier said it takes 10. Which is true here?

I have a lot of debt but other than that card everything else was at R1. Still declined. So I have to look somewhere else than banks I guess which is why I am looking at these comments and writing my own and searching for well reviewed online loans.
For me I will be fine with my current car if I cant get anything decent but I have to try every avenue before giving up!

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16 garry September 3, 2013 at 12:28 am

just wondering if i can a car even tho im a bad credit

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17 Sara and Ryan July 21, 2013 at 9:03 pm

We had been looking for some time for a new truck… the issue was our credit. My husband had blemishes on his which as we have encountered in the past have been very hard to get a decent interest rate and the vehicle that we wanted. When we met Darcy we were both expecting the worst case scenario, like before (high interest rates, or terms which we were not comfortable with). We were so pleasantly surprised! Darcy is professional, and incredibly honest and resourceful. After speaking with her, we recognized that she genuinely wanted to help us. She answered all of our questions truthfully and in detail so that we completely understood the whole process. For us, the entire process took 2 weeks. The entire time, we felt attended to and never once felt like we were burdening her or wasting her time- and let me be clear, Darcy had her work cut out for here with us as we were very set in what we wanted to spend our money on… In the end, Darcy helped us obtain a prime interest rate of 5.99%… to give you an idea we were currently in a loan for 12.99%. WE are thrilled!
Thank you Darcy for treating us with respect and with out ever making us feel like less of a customer because of our financial status. You are truly a lovely person and amazing at what you do!

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18 Wendy July 5, 2013 at 2:45 pm

Darcy, you are the best! I divorced and quickly discovered my credit all went with my ex-husband. Darcy listened and is compassionate to the truth. She worked hard for me and the words of hope she spoke have stayed in with me. “Don’t be discouraged” “let me do what I am good at and if there is away to make this happen I will find it and affordable”. She worked harder for me then anyone ever had. It happened I got my truck…and an affordable payment. That was two years ago. I am so grateful she worked tirelessly, and celebrated me and my success. Darcy, your gentleness and compassionate personality are what set you far above the rest. If you have a question at all call her first 1-855-527-5650. Thank you Darcy for all you do to create second chances. Wendy

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19 Darcy Greig July 5, 2013 at 2:59 pm

Thanks Wendy, its clients like you that make it all worth it!

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20 Dave Gratto July 5, 2013 at 1:01 pm

Never had I dealt with someone like Darcy…
She is awesome…
I came to Darcy with a rare credit situation, But it didn’t stop her from getting me the exact car I wanted.
Darcy worked long and hard, kept me updated and was available for me every time I called or emailed, even when I changed my mind about which car I wanted, she was there with all the options.
Do yourself a favor; CALL DARCY shes knows her stuff and can work miracles. She has a great staff and works in a friendly, no pressure environment.
Thanks Darcy and Jocelyn :)

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21 Darcy Greig July 5, 2013 at 3:00 pm

Thanks David for your message and for your patience it only worked because you hung in there hope you are loving your Fiat!!!!!

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22 Davey Baloc June 19, 2013 at 11:05 am

I am another one of Darcy’s success story’s .
I had the pleasure of dealing with Darcy due to my credit history . My history includes a consumer proposal 3 years ago. Darcy worked unbelievably hard to get me financed and made me feel that I mattered . TD would approve me with a 18% interest rate however she didn’t give up on financial institutions. She managed to get Scotia bank to give me a rate of 6.99 % if I paid the remainder of my proposal off . Paying off my proposal early also got the three year time clock that the proposal is on my credit started. I can’t believe the interest rate she was able to obtain. But that’s not all , when my wife and I were picking up our new vehicle and signing the papers I signed at 4.99%with loan insurance!! Darcy is an amazing woman an I would highly recommend her. If you think u can’t get financed think again go see Darcy she can save u money and help out your credit. Thank you Darcy

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23 Loren Halloran May 9, 2013 at 5:59 am

Just like the ad read. Darcy understands that bad things happen to good people. Through a recent divorce I was left with next to nothing but a lot of inherited debt. Late or missed payments courtesy of a spouse financially out of control, but with credit cards in my name I was held accountable. My vehicle was in bad shape and I needed a break. I am working, make my payments on time but had no credit because of my personal situation. Because of Darcy’s ad I consulted with her and in no time drove away with a new 2013 Jeep Wrangler. Darcy made me feel like I mattered and I feel great driving my new ride. Thanks Darcy for how professional you were and for actually taking me under your wing and selling the jeep to me. I never talked to a salesman throughout the whole process. What an asset to your team!
Thanks Darcy.

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24 Norman Davis April 23, 2013 at 10:24 pm

Hello I am looking around to finance a truck from dealership in lower main land. I do have trade end if get approve on finance my cell

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25 Diego & Doris April 8, 2013 at 5:48 pm

hola…We do not have words to express our gratitude to your wonderful job Senorita Darcy! you only don’t give us the opportunity of having a beautiful new car, but also you gave us a new beginning in our lives. You are a very professional and caring angel to us! God bless you and your family. Muchas gracias amiga por tu ayuda y buen trabajo, nos has dado la oportunidad de un nuevo comienzo en nuestras vidas, gracias Darcy!

Deigo & Dorita!

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26 Kate Post March 25, 2013 at 9:24 pm

It is such a pleasure working with you Darcy!

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27 Kim & Shalla July 16, 2012 at 10:19 pm

We went to Langley Chrysler just to see what we needed to do to get our credit fixed up to qualify for a new car. Our credit isn’t great but Darcy and crew were able to send us home in a brand new avenger. We are so happy . We love it . Darcy worked hard for a couple days to find a bank to take a chance on us. Don’t hesitate let Darcy give it a try for you. She will work hard for you. Thanx Darcy We love the car.

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28 Alison March 29, 2012 at 7:15 pm

My husband and I recently bought a vehicle (we love it!!!) from Langley Chrysler, and I must say, Darcy seriously went above and beyond for us. Because our credit was quite “bruised” and we don’t own a home or have any assets (yikes, that sounds bad… lol), we didn’t think we stood a chance in buying a newer vehicle, but because we have a small, but growing family, we needed something reliable. We felt we had no choice but to try anyway. Darcy literally fought for us to get approved, and after a full day of her working with the banks and keeping us updated, we finally got approved. It wasn’t easy as the banks weren’t even going to go for it, but she somehow worked her magic and it worked!! We got our approval at an incredibly awesome interest rate!! I don’t know what we would have done if she wasn’t there. She obviously loves her job and has a great relationship with the banks. We had shopped around for about a month before we came to her at Langley Chrysler, and there is no way we did, or would have, gotten that kind of service somewhere else. I highly recommend her and her team at Langley Chrysler!!!

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29 R.S.P. February 22, 2012 at 3:42 pm

Due to an unfortunate incident with a leaky condo- my financial history had been less than impeccable. I performed my due diligence over the past 5 years to rebuild, yet in many ways, my financial future rests solely on the chances that one may take on me. Darcy took that chance. Recognizing the effort I had made to get my credit rating back on track- she provided knowledgeable advice, and worked tirelessly to secure the best rates she could on my behalf. In addition, she negotiated with the dealership to lower the price, so that I could drive away in a new car, yet keep my budget manageable. Darcy has already set a meeting 2 years from now, so that I could come back to refinance- and continue my path towards financial success. Her friendly, qualified, and expert services are greatly appreciated, and I look forward to business with her in the future!

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30 Sam W February 16, 2012 at 6:22 pm

***FEB 2011****
To give you a little background on me – I, unfortunately, had to declare bankruptcy 5 yrs ago. It was a situation completely out of my control as I lost 2 family members in the same week and had to travel out of country to make funeral arrangements. I couldn’t travel back for 6 months after as an immediate family member was in shock and unfit to travel. In any case, by the time I got back, I had lost my job and I had no choice but to file. So the sales person puts me in a room with Darcy Greig. What a lady. Her experience just blew me away. I explained my situation to her and we spoke for quite a while. She knew EXACTLY where I was coming from and EXACTLY what to do. TD came back with a 19.9% interest rate offer but Darcy worked tirelessly with them to get the rate down to 15% . Even though the financing rate is a bit high at 15%, I’m going to see her in a year and we’re going to try and get the rate down. But bottom line is, I’m ecstatic because I walked out with a car (1 year used) and at payments I could afford without any problem. I had a million questions for her as this was my first car purchase and she answered each and every one without once getting frustrated. She truly is a miracle worker and you should be extremely proud of having her working for Langley Chrysler! With people in my situation, the world looks at us as if we are outcasts and never tries to understand what situations might have led to the extreme measure like filing for bankruptcy. To be given a chance to have someone listen, understand and work with me to come out with a positive outcome like this is truly amazing. You guys are doing some good work there by giving people second chances and by doing that, have forever won my loyalty over. I’m never going to even dream about stepping foot into another dealership and infact, have started distributing your card to all my co-workers and friend/family. Darcy could have said this is it and see you next time you want to buy a car but she made me promise to see her in a year and she would flip me into a new car with a much better interest rate as i’d have built my credit. Read on….

****UPDATE****OCT 2011
So I went to get a service at the delearship and ran into Darcy. it’d been 7 months since I purchased my car and I reminded Darcy I would see her in 5 month or so. She was like, actually, lets see what we can do for you now. Chrysler was trying to get rid of 2011 inventory and has some crazy deals. I chose a brand new car that I wanted, with all the options I wanted. Went into Darcy’s office and she put the request in to TD. They came back with 6.99% interest rate offer (5 yrs) or 7.99% (8yrs)! I was in shock as it hadn’t even been a year! I am so happy as I now have the car of my dreams and an affordable interest rate. I can’t thank you enough, Darcy. You truly are a blessing in the sky for me!

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31 Wm (Bill) Wagoner December 12, 2011 at 8:19 pm

I have recently found that while it is important to negociate your best deal on a new vehicle, it is of equal importance to find an automotive financial manager that knows and understands the consumer as a person, rather than just a Fico score. I do not have the “perfect” score due to manditory medical retirement and a messy divorce. With many automotive finacial managers only looking at my Fico score I became discouraged with being found to be a number rather than a person. After being introduced to Darcy, I learned not to judge a book by its cover. Darcy listened to me and looked beyond my present score. She worked tirelessly with the banks. From start to finish of this process, she was able to save me thousands of dollars on interest by finding an extremely acceptable finance rate. This rate not only lowered my payments, but cemented my ability to purchase the vehicle. I am not saying that she can do miracles for everyone. I am certain that by dealing with her, you will not be treated as a number; rather you will be treated with respect and compassion as a person. Thanks Darcy!!!! Being treated as a person will take you a long way in this business and charma will serve you well.

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