Meet Darcy – Licensed Auto Loan Specialist
Bad Credit, No Credit, Bankruptcy? You Can Get an Auto Loan in BC
Hi, my name is Darcy and I am a Licensed automotive finance manager here in Langley, Surrey, BC. If you have found this site, it is most likely because you are worried that you may not qualify for a traditional car loan. Whether you have had a bankruptcy, a consumer proposal, or even missed some payments on your credit cards, we may still be able to get you approved on a fantastic vehicle.
I have spent years working with clients just like you and I understand that bad things happen to good people. As a signing authority for over a dozen finance sources, I will work between you and the lender just like a mortgage broker to get you the best rates, terms and conditions, and in turn help you reestablish your good credit.
You might be asking how? How does a car loan help me build up my credit? Well it’s actually very simple. When your new vehicle loan starts reporting to the credit bureau and you make your payments each month on time, your credit score will start to rise. Some clients try to raise their scores by using a credit card, but because the limit on a credit card is significantly lower than the amount of a new car loan, the credit builds slowly.
In other words if you have a car loan reporting for $20k vs. a credit card for $500, the $20k will build your credit much more quickly and to a higher level. I would still recommend you apply for a credit card so that you will be establishing both revolving credit and installment credit while your poor credit is falling away. Because it does take 7 years for bankruptcies and other issues to come off your credit bureau, the sooner you get some strong credit reporting, the better. Just waiting doesn’t do anything. At some point you will have to bite the bullet to get your credit reestablished. So the sooner, the better.
For more information, please read our frequently asked questions and then either give me a call or, to save time, go directly to our credit application. I promise you that your information will be used for only the purpose of getting you approved and because I am licensed with the motor dealer council, I will follow all laws in regards to storing and using your information.
I sincerely appreciate your trust and look forward to the opportunity to work with you to get you back on the road to your good credit!
Credit Rebuilding Program in Vancouver area, BC, Canada
Auto Loans Service
Professional & Licensed
- Bad Credit
- No Credit
- Good Credit
- No Money Down
- and more…
Many Applications Have Been Approved!
New & Used Vehicles
Start Rebuilding your Credit Today!
I Work With Many Financial Institutions
- TD Canada Trust
- Royal Bank of Canada (RBC)
- Bank of Montreal (BMO)
- General Bank of Canada
- Envision Credit Union
- Navigate Capital
- Ally Bank
- WS Leasing
- and more…
Langley Auto Loans is here to help everyone in BC, Canada.
Cash Back On Approved Credit and $0 Down
Guaranteed Auto Loan Approval!